I needed advice on consolidating my existing pensions including a final salary pension, into one plan to simplify my retirement planning. I’d had various different types of pots from various different sources, each being quite small and being overly affected by charges.

I also wanted to get my main pension out of a previous employer who I felt wasn’t very financially viable, before something went wrong. This gave me a sense of urgency, my concern was that they might go out of business, affecting my pension, reducing it to the government guaranteed amount.

I found Elian by filing out various online questionnaires with my details, and she was given my details and contacted me. So, it wasn’t a choice, but it worked out well for me.

She consolidated my pensions. She has also kept an eye on them ever since and made recommendations for changes if required. Over the 10+ years we have been working together, my pension pot has grown and grown.

Phil, Cranbrook