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Over the last decade our client focused and knowledgeable approach to financial advice has led to us becoming a trusted voice. We are regularly called upon for expert comment and opinion for across multiple media channels. 

In addition, David has established himself as a trusted and influential voice on the media circuit, with regular TV appearances and a weekly slot on BBC radio.

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What If You Weren’t There? Why Critical Illness Cover Matters for Mothers

Most of us don’t expect serious illness to touch our lives. Especially while we’re in the thick of family life, juggling school runs, work and everything in between. But over the years, I’ve supported...

Autumn Budget Rumours: What Might Change for Your Pensions and Tax-Free Lump Sum? | Money Mentor with David Braithwaite

With the autumn budget just weeks away, Money Mentor David Braithwaite joined BBC Radio Kent to unpack the biggest financial rumours currently making headlines. From potential changes to pension tax...

Thank You for Attending Our Inheritance Tax Event

We’d like to say a huge thank you to everyone who joined us for our recent Inheritance Tax event at Westerham Golf Club. It was the first of this kind for us and we’re delighted it’s...

Beat the Energy Price Rise: Small Fixes for Big Savings | Money Mentor with David Braithwaite

With colder weather on the way and energy prices creeping up again, Money Mentor David Braithwaite shares practical, money-saving tips to help you keep your home warm without overspending. In this...

Thank You for the Overwhelming Response to Our Inheritance Tax Trap Event

We’ve been absolutely delighted by the response to our upcoming Inheritance Tax Trap event. Within just a short time, we reached full capacity of 100 attendees, This is far beyond our expectations. A...

Why inertia is costing us more than we think

In uncertain times, it’s tempting to delay financial decisions. But with inflation rising again, the UK facing its highest tax burden in decades, and more tax hikes expected in the Autumn Statement...

Protecting Yourself Against Online Payroll Fraud

Online fraud is becoming increasingly sophisticated, and a recent attempt targeting Citrus Financial shows just how convincing these scams can be. Salary diversion fraud, also known as payroll...

Premium Bonds Explained: Are They Still Worth It? | Money Mentor with David Braithwaite

Are premium bonds still a good place for your savings — or just a nostalgic gamble? In this episode of The Money Mentor, David Braithwaite breaks down exactly how premium bonds work, their pros and...

UK Debt at £3 Trillion: What It Means Ahead of the November Budget

As the UK approaches the November 2025 Budget, Chancellor Rachel Reeves faces an uphill battle. Public sector debt has now reached a staggering £3 trillion, with borrowing in August alone hitting...

Heading to Uni? Smart Money Moves for Students (and Parents)

Uni life is all lectures, late nights and leftover pizza — but a few smart money moves now can save a lot of grief (and cash) later. In this Money Mentor episode, David Braithwaite shares practical...

Money Mentor Tips for Parents with Children Going to University

Sending a child off to university is a huge milestone, and often involves an equally huge shopping trip! But beyond the saucepans, bedding and stationery, there are some important financial...

The Inheritance Tax Trap: Why You Need to Act Now

Inheritance Tax (IHT) has long been one of the most contentious areas of financial planning. With frozen thresholds and rising property values, more families than ever are already being caught in the...

Getting to Know: David Braithwaite

If you live in Kent, you’ve probably heard David Braithwaite’s voice before. As the Money Mentor on BBC Radio Kent, he’s known for making financial topics easy to understand, and fun to listen to. But...

Inheritance Tax: Why It’s Back in the Spotlight

Inheritance Tax (IHT) has always been a hotly debated subject, but it’s now firmly in the spotlight again as the Chancellor looks for ways to raise more money for the Treasury. With potential changes...

Rethinking Retirement: Finding Purpose, Comfort, and Financial Freedom

Retirement isn’t what it used to be — and that’s a good thing. In this Money Mentor episode, David Braithwaite talks about how retirement has evolved from the traditional “gold watch on Friday...

Join our team – Technical Administrator

Join Citrus Financial as a Technical Administrator We’re looking for a highly motivated and experienced Technical Administrator to join our friendly Sevenoaks team. If you hold a Level 4 Diploma in...

How to Spot Scams: Red Flags, Spoofing & QR-Code Traps

Fraudsters are getting slick — but you can stay one move ahead. In this Money Mentor episode, David Braithwaite shares the latest scam tactics (spoofed phone numbers, “update your payment” emails...

Interest Rates Cut: What It Means for Borrowers, Inflation & the UK Economy

The Bank of England has announced its latest decision — cutting the base rate from 4.25% to 4%. While widely expected by economists, the result was far from straightforward, with the Monetary Policy...

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