August 14, 2026

Many prospective first-time buyers assume their deposit is too small or their income will not allow them to borrow enough. Nicky Kirton explains why it may be worth checking your position before ruling yourself out. By Nicky Kirton, Mortgage & Protection Adviser at Citrus Financial Buying a first home can feel like a distant goal. […]

Bank Rate is an important influence on mortgage pricing, but it is not the only one. Steve Ody explains why lenders can increase fixed mortgage rates even when the Bank of England decides to leave rates unchanged. By Steve Ody, Mortgage & Protection Adviser at Citrus Financial When the Bank of England announced that Bank