• The decision from many mortgage lenders to reduce rates seems to have had the desired effect, as buyer interest has noticeably increased; Lenders are competing to offer the best deals; At the end of the first week of January, according to Zoopla, there were 10% more prospective buyers than in 2023.

• Prospective home buyers seem to be committed to returning to the capital, as London is the most-searched-for location for the second year in a row, according to Rightmove.

• The cost-of-living crisis is taking its toll on the private rented sector as tenants struggle to pay their rent on time –according to research from mortgage lender Molo, landlords in the UK are owed an average of £725 in overdue rent.

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