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As the UK approaches the November 2025 Budget, Chancellor Rachel Reeves faces an uphill battle. Public sector debt has now reached a staggering £3 trillion, with borrowing in August alone hitting £17.96 billion — the highest August figure in five years. In the latest Citrus Bites, Richard Harris explores the Chancellor’s challenge and what it […]

Sending a child off to university is a huge milestone, and often involves an equally huge shopping trip! But beyond the saucepans, bedding and stationery, there are some important financial considerations that can make life easier (and cheaper) for both students and parents. 1. Check your insurance first If your child is taking valuables like

The Bank of England has announced its latest decision — cutting the base rate from 4.25% to 4%. While widely expected by economists, the result was far from straightforward, with the Monetary Policy Committee split in a rare 5–4 vote. In this episode of Citrus Bites, Richard Harris takes a closer look at the decision,

The Bank of England has once again held interest rates at 4.25% . The question is, for how much longer? In the latest episode of Citrus Bites, host Richard Harris gives a quick but insightful look at the current state of play in the UK economy, and what it might mean for the next Bank

In the latest edition of Citrus Bites, Richard Harris takes a whistle-stop tour through the state of the UK economy. The numbers are more surprising than you might expect. Despite a new spike in inflation (CPI rising to 3.5% in the 12 months to April), retail sales are climbing, not falling. Even with higher water

In our latest episode of Citrus Insights, Richard Harris speaks to Lindsay James, Investment Strategist at Quilter Investors and a regular commentator on Sky News and CNBC. With global markets shaken by President Trump’s new tariffs, Lindsay helps us unpick what’s happening — and what it really means for investors here in the UK. Key

In this latest episode of Citrus Insights, Richard Harris is joined by behavioural economist Mark Pittaccio to explore one of the most common (and costly) investor experiences: the emotional reaction to market dips. Markets have wobbled recently, and the headlines haven’t helped. When your investments fall in value, it’s natural to feel anxious and even

The 2025 Spring Statement has landed – but what does it actually mean for your finances? In the latest episode of Citrus Bites, filmed on the day of the announcement, Citrus Financial’s Richard Harris gives a clear, jargon-free overview of the key points – including the inflation update, government borrowing, and why interest rates remain

With inflation ticking back up and interest rates hanging in the balance, February has been full of economic uncertainty. In this edition of Citrus Bites, Richard Harris dives into the latest developments and how they impact your money. Inflation Update – A Surprise Increase In January, inflation (CPI) jumped from 2.5% to 3%, a significant

The latest episode of Citrus Insights is here, and this month, Richard Harris is joined once again by Matthew Cumber, Managing Director of Countrywide Surveying Services. With his finger firmly on the pulse of the UK housing market, Matthew predicted a positive outlook last year despite economic uncertainty. And he was right! But what’s in