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As the year draws to a close, the team at Citrus Financial would like to take a moment to thank you for your continued support throughout 2025. It’s been another busy year, and we’re very grateful for the trust you place in us. We hope you enjoy our short animated Christmas card, shared above, with […]

The Bank of England has cut the Base Rate from 4% to 3.75%, the lowest level in around three years. While the move had been widely expected, the decision was finely balanced, passing by a narrow 5–4 vote. In this edition of Citrus Bites, Richard Harris explains why the rate cut comes alongside mixed signals

https://youtu.be/db56FIwtv3w After one of the most chaotic build-ups to a Budget in recent memory – including an unprecedented early leak of the Office for Budget Responsibility (OBR) report – we finally know what Rachel Reeves has announced in the UK Budget 2025. In this Citrus Bites Budget Special, filmed from our Sevenoaks office, Richard Harris

As the UK approaches the November 2025 Budget, Chancellor Rachel Reeves faces an uphill battle. Public sector debt has now reached a staggering £3 trillion, with borrowing in August alone hitting £17.96 billion — the highest August figure in five years. In the latest Citrus Bites, Richard Harris explores the Chancellor’s challenge and what it

Sending a child off to university is a huge milestone, and often involves an equally huge shopping trip! But beyond the saucepans, bedding and stationery, there are some important financial considerations that can make life easier (and cheaper) for both students and parents. 1. Check your insurance first If your child is taking valuables like

The Bank of England has announced its latest decision — cutting the base rate from 4.25% to 4%. While widely expected by economists, the result was far from straightforward, with the Monetary Policy Committee split in a rare 5–4 vote. In this episode of Citrus Bites, Richard Harris takes a closer look at the decision,

The Bank of England has once again held interest rates at 4.25% . The question is, for how much longer? In the latest episode of Citrus Bites, host Richard Harris gives a quick but insightful look at the current state of play in the UK economy, and what it might mean for the next Bank

In the latest edition of Citrus Bites, Richard Harris takes a whistle-stop tour through the state of the UK economy. The numbers are more surprising than you might expect. Despite a new spike in inflation (CPI rising to 3.5% in the 12 months to April), retail sales are climbing, not falling. Even with higher water

In our latest episode of Citrus Insights, Richard Harris speaks to Lindsay James, Investment Strategist at Quilter Investors and a regular commentator on Sky News and CNBC. With global markets shaken by President Trump’s new tariffs, Lindsay helps us unpick what’s happening — and what it really means for investors here in the UK. Key

In this latest episode of Citrus Insights, Richard Harris is joined by behavioural economist Mark Pittaccio to explore one of the most common (and costly) investor experiences: the emotional reaction to market dips. Markets have wobbled recently, and the headlines haven’t helped. When your investments fall in value, it’s natural to feel anxious and even