News

For most of us, our income is the foundation of our family’s security. It pays for our home, bills, and day-to-day expenses. But what would happen if you were too ill to work? Many people are unaware of how little support is available from the state, and relying on company benefits might not be enough. […]

Did you know, your pension isn’t just a retirement savings pot? It’s also an effective tool to help support future generations. In addition to ensuring your financial certainty when you finish working, defined contribution pensions are a tax-efficient way of passing on your wealth. Pensions can sit outside your estate for IHT purposes, so the

Managing your money effectively often comes down to how you spend and what influences your spending habits. David Braithwaite, Money Mentor for BBC Radio Kent, recently shared practical tips on how to manage emotional spending and create a more effective monthly budget. Listen here One key recommendation from David is to use a budget planner

The Westerham Horticultural Society Autumn Show, held on a sunny September 14th, was a huge success, with Citrus Financial proudly sponsoring the ‘Plot to Plate’ award. This unique competition invited participants to grow their own produce, bake with it, and make a chutney, jam, or curd using the same item. The creativity and talent displayed

The team is getting ready to attend the Money Marketing Awards 2024 tonight. We’re eagerly awaiting the results, having been shortlisted as one of six national finalists for the Small Advice Firm of the Year award! We shared our excitement when we first announced our shortlisting, and as the event approaches, we’re even more proud

Our latest Economic Review magazine is available now. Catch up on the key economic updates from August with our latest Economic Review. Our September edition covers critical financial stories that have shaped the markets and offers valuable insights for future planning. In this issue, we highlight the Bank of England’s first interest rate cut since

Students heading off to university are full of excitement, but they also face financial risks. In his role as Money Mentor on BBC Radio Kent, David Braithwaite recently addressed the various scams targeting students today. Listen here A major concern is job scams. If you’re a student looking to make extra cash, be wary of

Winter may be a few months away, but now is the perfect time to prepare your home and finances. Recently, on BBC Radio Kent, David Braithwaite shared advice on how to cut energy costs and check your pension credit eligibility Listen here First, make sure you’re aware of any benefits you might be entitled to.

Summer is here, the days are at their longest… and your property dreams may be closer than you think! Whether you’re hoping to move up, down or onto the ladder, with a little preparation, you can be mortgage ready before the leaves start falling again. Here are four quick steps you can take right now:

After a long, bleak winter and a rainy spring, summer not only brings hope of sunnier days but also hope of a better financial future. With inflationary pressures receding and the economy showing signs of growth, it could be a good opportunity to prioritise some pension-related matters to ensure brighter days really do lie ahead.