News

Kelly Dinelli has had a front-row seat to the growth of Citrus Financial, and played a huge part in making it happen. When she joined in 2012, there were just five people in the business and David was its only financial adviser. Today, as Operations Manager and a key member of the leadership team, Kelly

It’s been a very good week for professional development at Citrus, with both Kate Morrish and Daniel Bell celebrating exam success. Kate has passed her R01 Financial Services, Regulation and Ethics exam at the first attempt, an excellent result as she continues to build her knowledge and develop her career in financial services. Kate works

How much will you actually need to retire comfortably? It sounds like a straightforward question. In reality, it can be surprisingly difficult to answer. You might have several pensions accumulated over the years. You may know roughly what they’re worth, but not what level of income they could provide. Perhaps retirement still feels a long

Inheritance Tax has rarely generated as many questions as it does today. Our recent Inheritance Tax events have proved extremely popular, and it’s easy to understand why. Changes to the way pensions will be treated for Inheritance Tax from April 2027 mean that some families may need to look again at plans they thought were

Buying your first home is exciting, but knowing where to start can be difficult. This October, we’re bringing together a mortgage adviser, estate agent and property solicitor for a free evening designed to make the whole process easier to understand. For many first-time buyers, the challenge isn’t simply finding the right property. Before you reach

Richard Harris will be a familiar face to many Citrus clients as the host of Citrus Bites, Mortgage Bites and Citrus Insights. But there’s plenty more to Richard than what you see on camera. From a long career in banking and business transformation to helping shape the growth of Citrus Financial, he brings a wealth

Starting university is exciting. For parents, it can also feel like a big moment of adjustment. Your son or daughter may be leaving home, managing their own schedule, making new friends and, very possibly, handling more money than they have ever had to manage before. Recent research from Nationwide found that money worries are one

Many prospective first-time buyers assume their deposit is too small or their income will not allow them to borrow enough. Nicky Kirton explains why it may be worth checking your position before ruling yourself out. By Nicky Kirton, Mortgage & Protection Adviser at Citrus Financial Buying a first home can feel like a distant goal.

Bank Rate is an important influence on mortgage pricing, but it is not the only one. Steve Ody explains why lenders can increase fixed mortgage rates even when the Bank of England decides to leave rates unchanged. By Steve Ody, Mortgage & Protection Adviser at Citrus Financial When the Bank of England announced that Bank

Scammers are becoming increasingly sophisticated in the way they promote fake investment opportunities. A recent article in The Guardian highlighted how fraudsters are creating false news stories that appear to come from trusted publishers. These articles are then shared through social media and used to encourage people to click through to fake investment or trading