News

We’re delighted to share that Karen Gorbutt and Patricia Harris have both been shortlisted at the Women In Financial Advice Awards 2026. Karen has been shortlisted for Financial Adviser of the Year – South East, while Patricia has been shortlisted for Woman of the Year – Paraplanner. A fantastic achievement The Women In Financial Advice […]

You may have seen some alarming headlines this week about HMRC introducing a 22% charge on cash held inside stocks and shares ISAs. At first glance, that sounds like a major change to the tax-free nature of ISAs. But the key point is this: the proposed charge is not aimed at normal investments held inside

As we head into the summer holiday season, we wanted to highlight a simple but costly scam that has been catching out tourists abroad. The scam usually happens during an everyday purchase. It could be a taxi journey, food from a street vendor, or a small item bought while you are out and about. The

Steve Ody joined Citrus Financial as a Mortgage and Protection Adviser, working alongside Nicky Kirton and Kate Morrish in our growing mortgage and protection team. Steve brings with him more than 30 years of customer-focused experience, along with a genuine love of helping people through some of life’s biggest financial decisions. Before moving into mortgage

Mortgages are rarely out of the headlines, but right now the market feels particularly unsettled. Many people started the year expecting interest rates to fall further. That would have been welcome news for homeowners coming to the end of a fixed-rate deal, as well as those hoping to buy. However, inflation concerns and global uncertainty

Thank you to everyone who joined us for The Pension Reality Check at Squerryes Winery Restaurant. It was a fantastic evening and a real pleasure to welcome so many guests to such a beautiful venue. Squerryes provided the perfect setting for a relaxed and practical conversation about pensions, retirement planning and the questions many people

Chris Player is the newest member of our Client Services team, joining Citrus Financial as a Technical Administrator in May 2026. Chris brings a slightly unusual background to the team, having originally trained as an engineer before making the move into financial services. Since then, he has completed the Diploma in Regulated Financial Planning and

Scammers are quick to take advantage when financial rules change. A recent article in The Guardian has highlighted a warning about fraudsters targeting people who are worried about upcoming changes to inheritance tax and pensions. The scam is simple but dangerous. Someone contacts you claiming they can help move your pension into a special scheme,

It is one of those things many people know they should look at. Your pension. You may have one from your current employer. Maybe another from a previous job. Possibly more than one. You may be paying in each month, receiving the occasional statement, and assuming it is probably fine. Join us for The Pension

If you are in your 40s or 50s, there is a good chance you have already started saving for retirement in one form or another. You may have paid into pensions through a number of employers. You may have savings elsewhere too. And you may feel, quite reasonably, that you have been doing the right