According to Barclays’ latest UK Investment Gap report* (September 2025), people in Britain are sitting on more than £600 billion in cash that could be invested. That’s money beyond six months’ income. Cash that isn’t being used to grow wealth or keep pace with inflation. Instead, it’s sitting in bank accounts, quietly losing value in […]
Are You Letting Your Money Go to Waste? Read More »
Calm, practical and quietly determined, Jenny Brockman brings a thoughtful and down-to-earth approach to financial planning. After gaining her financial advice qualifications in 2021, she joined Citrus in 2023 and now works closely with clients to help them make sense of their money and plan confidently for the future. She lives the full country life
Getting to Know: Jenny Brockman Read More »
Two months ago, the Bank of England cut its base rate from 4.25% to 4.0%, following an earlier reduction in May. Many homeowners hoped that would mark the start of a calmer, more predictable period for mortgage rates. But that hasn’t been the case. Instead, lenders have been changing rates at pace, with some products
Why Mortgage Deals Are Disappearing Fast — and What It Means for You Read More »
For many families, helping a young person learn to drive is a milestone moment, and often an expensive one. But with driving test waiting times across Great Britain stretching to around 22 weeks (and up to 24 weeks in London), growing numbers of learners, and their families, are becoming targets for fraudsters promising a quicker
Don’t fall for driving test scams – what parents and grandparents need to know Read More »
Most of us don’t expect serious illness to touch our lives. Especially while we’re in the thick of family life, juggling school runs, work and everything in between. But over the years, I’ve supported families through some of their hardest days, when illness turned life upside down with no warning. And I’ve seen, time and
What If You Weren’t There? Why Critical Illness Cover Matters for Mothers Read More »
With the autumn budget just weeks away, Money Mentor David Braithwaite joined BBC Radio Kent to unpack the biggest financial rumours currently making headlines. From potential changes to pension tax relief to the 25% tax-free lump sum and even how pensions could soon count towards inheritance tax. Listen here David explains what these possible shifts
We’d like to say a huge thank you to everyone who joined us for our recent Inheritance Tax event at Westerham Golf Club. It was the first of this kind for us and we’re delighted it’s proved to be a fantastic success. A Fantastic Turnout at Westerham Golf Club More than 80 guests attended to
Thank You for Attending Our Inheritance Tax Event Read More »
With colder weather on the way and energy prices creeping up again, Money Mentor David Braithwaite shares practical, money-saving tips to help you keep your home warm without overspending. In this episode, David explains the latest changes to the energy price cap, rising by 2% this October, and reveals clever ways to offset that increase
We’ve been absolutely delighted by the response to our upcoming Inheritance Tax Trap event. Within just a short time, we reached full capacity of 100 attendees, This is far beyond our expectations. A fantastic response that shows just how important and timely this subject has become. The Inheritance Tax Trap Because of this, we’ve now
Thank You for the Overwhelming Response to Our Inheritance Tax Trap Event Read More »
In uncertain times, it’s tempting to delay financial decisions. But with inflation rising again, the UK facing its highest tax burden in decades, and more tax hikes expected in the Autumn Statement, doing nothing could end up costing you more than you think. Here are five things worth checking, especially if you’ve never spoken to
Why inertia is costing us more than we think Read More »
