Beyond the Breakup: Top tips to get back on the housing ladder after divorce

Welcome to another episode of Citrus Mortgage Bites! In this edition, Richard Harris and mortgage expert Holly Bettles provide essential guidance on how to get back on the housing ladder after a divorce.

With rising house prices and changing mortgage rates, many people face financial challenges when trying to move forward after separating from a partner. Holly shares top tips on what steps to take, including understanding new mortgage criteria, leveraging equity, and exploring extended mortgage terms that can make affording a home easier in tough circumstances.

If you’re facing financial uncertainty or wondering how to manage a mortgage post-separation, this video offers practical guidance tailored to your unique situation.

We also touch on current market conditions, what lenders are doing to assist, and how to navigate the evolving landscape of the housing market. Be sure to subscribe for more insights in the Citrus Mortgage Bites series!

Key topics covered

  • How to get a mortgage after divorce
  • Extended mortgage terms and affordability
  • Current market trends and interest rates
  • Practical tips for separated couples

Watch the video now

Stay informed on the latest housing and mortgage updates by subscribing to our YouTube channel

If you have any questions please email us at advice@citrusfinancial.co.uk

See more of our videos on our YouTube channel.

Make sure you don’t miss out by subscribing to our channel.

For our latest news click here.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting to Know… Chris Player

Chris Player is the newest member of our Client Services team, joining Citrus Financial as a Technical Administrator in May 2026. Chris brings a...

Fraud Alert: Pension Scammers Exploiting Inheritance Tax Worries

Scammers are quick to take advantage when financial rules change. A recent article in The Guardian has highlighted a warning about fraudsters...

Are you worried you’re not doing enough for the retirement you want?

It is one of those things many people know they should look at. Your pension. You may have one from your current employer. Maybe another from a...

Stay in the loop

SUBSCRIBE TO OUR MONTHLY NEWSLETTER