Stephen joined Citrus Financial as a Mortgage and Protection Adviser, bringing over 30 years of experience in customer-focused roles. CeMAP qualified, he is committed to helping clients navigate some of life’s most important financial decisions with clarity and confidence.

He specialises in all areas of mortgage and protection advice, supporting a wide range of clients, from first-time buyers taking their first step onto the property ladder, to home movers, remortgagers and property investors. Stephen also works closely with clients to help ensure they and their families are financially protected, providing reassurance and peace of mind should the unexpected happen.

Known for his integrity, honesty and approachable nature, Stephen takes pride in building long-term relationships with his clients. He takes the time to understand their individual circumstances and objectives, ensuring the mortgage and protection journey is clear, straightforward and fully supported from start to finish.

Alongside his professional role, Stephen is actively involved in his local community. He is a former Mayor of East Grinstead, a trustee of the local museum, founder of the East Grinstead Kidical Mass Bike Ride, a volunteer with the Being Neighbourly Trishaw project and a member of the local Sports Council.

Outside of work, Stephen enjoys cycling through the Sussex countryside, playing golf and supporting wildlife conservation projects in East Africa. He is also a lifelong supporter of Fulham Football Club.