Join a growing advice firm where you can focus on clients, not paperwork.
We are looking for an experienced Mortgage & Protection Adviser to join our team near Sevenoaks.
Unlike many roles in the mortgage market, this is a fully employed position, offering stability, quality leads and full administrative support. Allowing you to spend your time doing what you do best: helping clients.
With access to an existing client bank, regular introductions from our financial planning team, and a dedicated client services team supporting you, this role provides a fantastic platform to build a successful long-term career.
About the role
You will provide tailored mortgage and protection advice to clients, helping them secure the right solutions for their circumstances while delivering the high standards of service Citrus Financial is known for.
Client meetings may take place face-to-face, online, or by phone, and you will work closely with our advisers and Client Services Team to ensure a smooth and professional client journey.
Key responsibilities
- Provide mortgage and protection advice tailored to individual client needs
- Build long-term client relationships and deliver an outstanding experience
- Conduct client meetings and gather detailed fact finds
- Prepare meeting notes and supporting documentation
- Ensure recommendations meet all regulatory and compliance requirements
- Manage cases through to successful completion
- Maintain accurate client records and documentation
- Contribute to business growth through referrals and networking
- Work closely with our Client Services team and fellow advisers
What we’re looking for
We’re looking for someone who enjoys working with clients, values professionalism, and wants to be part of a supportive team environment.
Essential
- CeMAP qualified (or equivalent)
- Experience advising on mortgages and protection
- Strong understanding of the regulated mortgage market
- Excellent communication and relationship-building skills
- High attention to detail and commitment to compliance
Desirable
- Proven track record as a Mortgage Broker (typically 3+ years)
- Experience using CRM systems and mortgage sourcing tools
- Evidence of business development and growing a client bank
About Citrus Financial
Citrus Financial is a modern financial planning firm based near Sevenoaks in Kent.
Founded in 2002 by David Braithwaite, the business has grown through reputation, referrals, and a strong focus on delivering great client outcomes. David is also known for his regular media appearances, including a weekly slot as BBC Radio Kent’s Money Mentor.
Our mission is simple:
We want our clients to feel better off from having met us.
We are proud of the supportive and collaborative culture we’ve built, where advisers are able to focus on delivering excellent advice while the wider team ensures everything runs smoothly behind the scenes.
What we offer
- Competitive salary (depending on experience)
- Quarterly incentive scheme
- Access to an existing client bank and regular leads
- Full mortgage administration support
- Ongoing training and development
- Participation in a company share option scheme
- Contributory pension
- Death in service
- Salary sacrifice EV car scheme
- Cycle to work scheme
- Eye care vouchers.
- Hybrid working.
- 25 days holiday plus
- 4 additional ‘Life Happens Days’ for unexpected emergencies
- Your birthday off
And most importantly, a friendly and supportive team culture.
Apply
If you would like to join Citrus Financial, please send your CV and a short covering email explaining why you are right for the role.
Richard Harris
Chief Operating Officer
T. 01732 834834
E. richardharris@citrusfinancial.co.uk
