Maximizing Loyalty Cards: Are They Really Worth It?

Loyalty cards have become a ubiquitous part of our shopping habits, but do they really offer value? In this week’s Money Mentor episode, David Braithwaite explores the world of loyalty programs and whether they truly reward loyal shoppers. While some loyalty schemes offer genuine savings, David explains that the rewards often come with a catch. The psychology behind loyalty cards can sometimes encourage you to spend more than you need just to collect points, which can lead to overspending.

Listen here

David offers practical tips on how to maximize the benefits of loyalty cards. If you’re already a regular shopper, loyalty cards can help you save money, but it’s important to use them wisely. For example, consider using cashback cards to make purchases and earn rewards, or look out for dual pricing that offers lower prices for cardholders. Plus, David suggests supporting local businesses with town-specific loyalty cards that can benefit your community while saving you money.

You can here more from BBC Radio Kent on the BBC Sounds

A Fresh Start for Your Finances

The start of a new year often brings good intentions, eat better, declutter, get organised. But while many people think about sorting their finances...

Season’s Greetings from Citrus Financial

As the year draws to a close, the team at Citrus Financial would like to take a moment to thank you for your continued support throughout 2025. It’s...

Fraud Alert: The AI Voice Scam That Sounds Like Someone You Love

You receive a voicemail from your son or daughter. They sound panicked. They say they’ve been in an accident and urgently need money. You can hear the...

Stay in the loop

SUBSCRIBE TO OUR MONTHLY NEWSLETTER