Uni life is all lectures, late nights and leftover pizza — but a few smart money moves now can save a lot of grief (and cash) later. In this Money Mentor episode, David Braithwaite shares practical tips for freshers and families: which student bank accounts offer the best perks (cash bonuses, railcards, takeaway credits), how to avoid buy-now-pay-later traps and subscription creep, ways to save on travel, textbooks and prescriptions, and the big one families forget — insurance for laptops/phones under your home policy’s student cover.

Hit play to get the quick wins before Freshers’ Week bites.