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Most of us don’t expect serious illness to touch our lives. Especially while we’re in the thick of family life, juggling school runs, work and everything in between. But over the years, I’ve supported families through some of their hardest days, when illness turned life upside down with no warning. And I’ve seen, time and […]

With the autumn budget just weeks away, Money Mentor David Braithwaite joined BBC Radio Kent to unpack the biggest financial rumours currently making headlines. From potential changes to pension tax relief to the 25% tax-free lump sum and even how pensions could soon count towards inheritance tax. Listen here David explains what these possible shifts

We’d like to say a huge thank you to everyone who joined us for our recent Inheritance Tax event at Westerham Golf Club. It was the first of this kind for us and we’re delighted it’s proved to be a fantastic success. A Fantastic Turnout at Westerham Golf Club More than 80 guests attended to

With colder weather on the way and energy prices creeping up again, Money Mentor David Braithwaite shares practical, money-saving tips to help you keep your home warm without overspending. In this episode, David explains the latest changes to the energy price cap, rising by 2% this October, and reveals clever ways to offset that increase

We’ve been absolutely delighted by the response to our upcoming Inheritance Tax Trap event. Within just a short time, we reached full capacity of 100 attendees, This is far beyond our expectations. A fantastic response that shows just how important and timely this subject has become. The Inheritance Tax Trap Because of this, we’ve now

In uncertain times, it’s tempting to delay financial decisions. But with inflation rising again, the UK facing its highest tax burden in decades, and more tax hikes expected in the Autumn Statement, doing nothing could end up costing you more than you think. Here are five things worth checking, especially if you’ve never spoken to

Online fraud is becoming increasingly sophisticated, and a recent attempt targeting Citrus Financial shows just how convincing these scams can be. Salary diversion fraud, also known as payroll redirection fraud, is a growing threat to both employers and employees. Here’s what you need to know and how to stay safe. How the scam works Fraudsters

Are premium bonds still a good place for your savings — or just a nostalgic gamble? In this episode of The Money Mentor, David Braithwaite breaks down exactly how premium bonds work, their pros and cons, and what’s changed since they were first introduced nearly 70 years ago. David explains how these government-backed savings bonds

Uni life is all lectures, late nights and leftover pizza — but a few smart money moves now can save a lot of grief (and cash) later. In this Money Mentor episode, David Braithwaite shares practical tips for freshers and families: which student bank accounts offer the best perks (cash bonuses, railcards, takeaway credits), how

Inheritance Tax (IHT) has long been one of the most contentious areas of financial planning. With frozen thresholds and rising property values, more families than ever are already being caught in the IHT net. And from April 2027, things are set to get even more complex. As announced in the October 2024 Budget, pensions are