Home owners and insurers a like are feeling the impact of the winter storms, as the average home insurance premium increased by 4% in the final quarter of 2023*. A stormy winter The last three months of the year saw six storms officially recorded by the Met Office, with the first three alone causing 36,000 …
After six weeks of campaigning we finally know the result of the election. So, how will a Labour win impact our finances. In our latest Citrus Bites video, “What does the election mean for your money?”, Richard Harris provides a thorough analysis of Labour’s financial plans and their potential impact. In this special video, Richard …
Citrus Bites Election Special: What Does the Election Mean for Your Money? Read More »
Thinking about buying a home? The housing market can be a complex beast, and navigating it as a buyer, especially for the first time, can feel daunting. But fear not! This episode of Citrus Insights is here to equip you with valuable knowledge and actionable tips. Richard Harris sits down with James Hincks, co-founder and MD …
Feeling overwhelmed by finances as a busy mum? You’re not alone! This video is for all the amazing mums out there who juggle a million things. We know finances can easily get pushed aside, but financial adviser Karen Gorbutt from Citrus Financial explains why talking to an adviser can be a game-changer. Here’s what you’ll …
Feeling overwhelmed by finances as a busy mum? You’re not alone! Read More »
The latest episode of Citrus Mortgage Bites is packed with valuable advice for anyone looking to buy a home or remortgage their existing property. Richard Harris and Holly Bettles, our Mortgage and Protection Adviser, discuss the recent decision by the Bank of England to hold the base rate and explore what this means for UK …
Bank rate held at 5.25%. What Now for UK Mortgages? Read More »
Did you know that 64 countries are due to hold elections this year (including India, Brazil, the US and the UK)? Some of these elections carry significant global implications and, depending on their outcomes, will influence the geopolitical landscape, and global and regional investment markets. Investment implications Markets don’t like uncertainty. Election years are typically …
Elections and investments – prepping for a pivotal year Read More »
In the first ten months of the 2023/24 financial year, HMRC collected £6.3bn in IHT receipts, £0.4bn more than the same period the previous fiscal year. This represents a 6.8% rise year-on-year and suggests this year’s annual figure will comfortably surpass last year’s record-breaking total of £7.1bn. With the nil-rate threshold frozen at £325,000 for …
The advent and development of artificial intelligence (AI) is exciting and intriguing, and seems to be permeating everyday life, from virtual assistants like Siri and Alexa, to opening your phone with face ID, all powered by AI functionality. While a whole host of positive AI-related developments will no doubt improve elements of our lives, there …
Welcome to Citrus Bites, our monthly video covering the latest economic news for investors. Inflation has finally hit the Bank of England’s 2% target, but interest rates remain stubbornly at 5.25%. In this episode of Citrus Bites, Richard Harris breaks down the key factors behind this decision. Core Inflation & Wage Growth Keeping Rates High …
Why Interest Rates Remain High Despite Falling Inflation: Explained in Citrus Bites Read More »
There are several ways to minimise the amount of Inheritance Tax (IHT) your family pay when you’re gone. In addition to maximising IHT allowances, other planning opportunities include utilising gift exemptions. Making IHT-free gifts Each financial year you can make gifts of up to £3,000 (in total, not per recipient) and if you don’t use …
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