The Pension Reality Check
If you have built up pension savings over the years but are not quite sure what they may actually mean for your future, this event is designed to help you understand where you stand and what you can do next.
Join us at:
Squerryes Winery
10th June 2026
Arrival from 6.30pm for a 7.00pm start
Drinks and bowl food from 8.30pm
Address:
Squerryes Winery
Beggars Lane
Westerham
Kent TN16 1QP
Register your place now
Are you on track or just hoping you are?
Most people in their 40s and 50s feel they have done the right things. They have paid into pensions, built up savings, and expect to be broadly on track for a comfortable retirement.
But when we look a little closer, a different picture often emerges. Pension pots spread across different providers. Uncertainty about what those savings may actually provide as an income. And a nagging feeling that this is something they should probably have a better handle on.
This free event is designed to help you make sense of it all in plain English.
What you will learn
- What your savings could give you in retirement in real terms, not just as a fund value
- Whether you are on track for the lifestyle you want and what enough might look like for you
- How to bring pensions and savings together into one clear picture so you can make informed decisions
The practical steps you can take now to improve your position, including making the most of available tax advantages
Why attend?
- Understand where you stand today and whether your current plan is really on track
- Gain clarity on whether you need to do more or whether you may be closer than you think
- Learn why relying too heavily on the State Pension could leave you with less choice later on
- Hear from David Braithwaite, founder of Citrus Financial and BBC Radio Kent’s Money Mentor
- Ask questions in a relaxed environment and speak with advisers over drinks and bowl food
Speakers
David Braithwaite, Managing Director & Principal Adviser
Founder of Citrus Financial and BBC Radio Kent’s Money Mentor, David will host the evening and focus on the practical steps people can take now to improve their position, including making the most of tax efficient pension saving and using cashflow modelling to build a clearer plan.
Karen Gorbutt, Financial Adviser
Karen will look at what being ready for retirement really means, including what level of income people may need, what the State Pension provides, and the choices people may face when the time comes.
Richard Harris, Chief Executive Officer
Richard will set the wider scene, explaining why growing pressure on public spending means people should be cautious about relying too heavily on the State Pension, and why this matters now for those who still have time to strengthen their position.
Event details
Wednesday 10th June 2026
Squerryes Winery, Westerham
Arrival from 6.30pm
Presentations begin at 7.00pm
Panel Q&A from 8.00pm
Drinks and bowl food from 8.30pm
About Citrus Financial
Founded in Sevenoaks by David Braithwaite, Citrus Financial has grown into a trusted local advice firm with a team of experienced financial advisers. Based in Chipstead, we help families across the South East feel better off and more confident about their finances. Whether it’s investments, pensions, mortgages, or inheritance planning, our mission is simple: to give you clarity, confidence, and control over your money.
Important Information
The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested.
Tax treatment depends on individual circumstances and may be subject to change in the future.
Approver Quilter Financial Services Ltd 24/04/2026