UK Housing Market 2026: Regaining Momentum or Running Out of Steam?

House prices, interest rates, buy-to-let changes, government targets — there’s always plenty of noise around the UK property market.

But what’s actually happening beneath the headlines?

In the latest Citrus Insights, Richard Harris is joined by Matthew Cumber, Managing Director at Countrywide Surveying Services, for a clear and practical look at how 2025 really played out, and what 2026 might bring.

Key points from the episode include:

  • how house prices performed in 2025 — and why regional differences matter
  • whether buy-to-let is shrinking or simply becoming more professionalised
  • why housing supply remains the UK’s biggest structural challenge
  • what falling mortgage payments mean for borrowers
  • whether affordability changes from lenders could support activity in 2026
  • how government policy could affect higher-value homes

Watch the full episode now

Matthew’s message is measured: the market dislikes uncertainty, but underlying demand remains strong, and fundamentals still matter.

To see more of our video updates visit our latest news page.

Don’t forget to subscribe to our YouTube channel.

Fraud Alert: Fake News Stories and Clone Websites Used to Promote Investment Scams

Scammers are becoming increasingly sophisticated in the way they promote fake investment opportunities. A recent article in The Guardian highlighted...

Good advice is worth sharing

One of the questions we often ask new clients is, “How did you hear about Citrus Financial?” More often than not, the answer is...

Mortgage rates are changing: should you wait for more certainty?

With mortgage rates, living costs and the housing market difficult to predict, waiting can feel like the safest option. But when there is no perfect...

Stay in the loop

SUBSCRIBE TO OUR MONTHLY NEWSLETTER