Welcome to Citrus Mortgage Bites, our monthly video covering all things mortgages. This month, Holly and Richard tackle a timely question, “Stick or Twist”: should you wait for interest rates to fall before moving home or remortgaging?
Are you thinking about moving home or remortgaging but unsure if now is the right time with interest rates in flux? Watch the latest episode of Citrus Mortgage Bites, “Stick or Twist,” to hear Richard Harris and Holly Bettles discuss this hot topic.
Key takeaways:
- Don’t wait for a “miracle drop” in interest rates – talk to your broker about the options available now!
- Mortgage lender rates are on the rise – locking in a rate now could save you money in the long run. Holly explains how you can secure a competitive rate now with the flexibility to adjust if needed.
- First-time buyers: Don’t let the wait for lower rates hold you back! The market is still moving, and getting on the ladder now could save you money in the long run.
- Wondering why rates are going up even though the base rate hasn’t changed? Holly explains the factors that influence lenders’ pricing and why rates might be going up despite expectations of a drop.
You can learn all this and more in less than 5 minutes.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate some buy to let mortgages.
