IN THE MEDIA/NEWS2019-12-18T15:26:45+00:00


When should you retire?

Historically, most people had a set retirement date. Why is that? It’s probably because that’s what their employer set as a retirement date. But why then? Why retire when someone else says so? More importantly why retire at all? A wise man once said, we only retire from what we don’t like doing. Unfortunately, many people don’t have the option to do what they like so work is a requirement not a choice and sometimes it’s not what you [...]

May 20th, 2020|Articles|

The Need for Calm

Over recent weeks a feeling of doom and panic has been evidenced throughout the globe. Queues in supermarkets, empty shelves and a run on “essential items” have all lead to a feeling of doom. Similarly, investment markets have suffered volatility not seen since the global financial crisis of 2008. As with that period, it is the uncertainty of where things are heading that causes the panic selling of stocks and shares, which ultimately lead to a spiral of concern [...]

April 7th, 2020|Articles|

Covid-19 Update 24th March 2020

We are now working from home and we are still available to help you with your queries. Please feel free to call us on 01732 834 834 or if you prefer email and we will be happy to assist you. We are continuing to meet with our clients and where agreed still face to face using zoom meetings and facetime, we are also happy to chat by phone if you prefer. Rest assured if you have an appointment [...]

March 24th, 2020|Articles|

The year of making a financial difference

As 2020 is now well under way, many of us will be looking to this year as the year that we put our finances in order. The starting point is being honest on what and how we spend our money.  Whilst household and utility bills along with mortgage or rent payments must be made, there is plenty of discretionary spending that could be cut back on without having any major impact on your day to day life. For example, consider [...]

January 22nd, 2020|Articles|

Christmas 2019

Not many of you will know, but Christmas for me personally has always been a more difficult and thoughtful time of the year, because on 18th December 2005 I lost my sister to breast cancer.  I know a great many of you have also lost a loved one too and, as a result, this time of year will always be a reflective time for us all.  In the latter stages of her life, my sister was cared for by [...]

December 12th, 2019|Articles|

Investment Scams

With much of our lives now being conducted online and through Social Media the scope for fraudsters and scammers to target us is an ever-increasing threat. Often, scammers will contact you out of the blue. This can be through, phone call, email, text or social media. They will also pressure you into making a rushed decision by saying it is a limited offer or a bonus is available if committing straight away. They will call or email repeatedly to [...]

November 6th, 2019|Articles|

The changing face of payments

Our relationship with paying for things has changed significantly in a relatively short period of time. Here in the UK the Bank of England was established in 1694 and just 23 years later the first form of cheques were introduced. It wasn’t until 1965 that the first cheque guarantee card was introduced, a way of ensuring that the amount that the cheque was written out for was certain to be paid. I am sure many of you will have [...]

September 10th, 2019|Articles|

School Summer Holidays – Prepare and Plan!

As the long school summer holidays are upon us it is very easy to get concerned about both how to keep your youngsters entertained and more worryingly how much the next six or seven weeks are going to cost. Whilst undoubtedly there will be additional expenses to meet with a little forward planning and imagination these expenses can be kept to a sensible level. A simple starting point is to visit a museum. There are many free ones around. [...]

July 26th, 2019|Articles|

Is cash the king in times of uncertainty?

Recent volatility in investment markets leaves many people sitting on the side lines and waiting for things to calm down.  The alternative to investing is to hold savings in cash. This may seem sensible but the one factor against this objective is knowing when is everything more stable and when is it right to invest? Getting timings wrong could result in missing out on significant returns. Another factor to consider when waiting for volatility to calm is the effect [...]

December 21st, 2018|Articles|
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