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So far richardbaker has created 32 blog entries.

Savings and Investments

Investors do not pay any personal tax on income or gains, but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA managers.Tax treatment varies according to individual circumstances and is subject to change. David Braithwaite talks Savings. [...]

2021-02-18T14:39:26+00:00February 18th, 2021|In the news|

Time to Think About Investing

Once the decision has been made to invest the next big question is how to invest? The Sunday press money sections are packed with opinions, options and advertisements, all purporting to have the answer. The two main choices are to self-select investments, predominantly online or by discussing the options with a qualified [...]

2020-11-06T11:45:22+00:00November 6th, 2020|Articles|

Be Cautious About Cash

During the Covid-19 lockdown UK households have been saving a lot more cash than normal. Bank of England statistics show that deposit balances had an average monthly increase of £53 Billion between March and May. As we slowly go back to normality this figure dropped to an extra £16 Billion [...]

2020-09-15T14:24:23+00:00September 15th, 2020|Articles|

When should you retire?

Historically, most people had a set retirement date. Why is that? It's probably because that's what their employer set as a retirement date. But why then? Why retire when someone else says so? More importantly why retire at all? A wise man once said, we only retire from what we [...]

2020-11-24T20:24:44+00:00May 20th, 2020|Articles|
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