About richardbaker

This author has not yet filled in any details.
So far richardbaker has created 14 blog entries.

When should you retire?

Historically, most people had a set retirement date. Why is that? It’s probably because that’s what their employer set as a retirement date. But why then? Why retire when someone else says so? More importantly why retire at all? A wise man once said, we only retire from what [...]

2020-05-27T11:19:22+00:00May 20th, 2020|Articles|

The Need for Calm

Over recent weeks a feeling of doom and panic has been evidenced throughout the globe. Queues in supermarkets, empty shelves and a run on “essential items” have all lead to a feeling of doom. Similarly, investment markets have suffered volatility not seen since the global financial crisis of 2008. [...]

2020-04-09T13:39:16+00:00April 7th, 2020|Articles|

Christmas 2019

Not many of you will know, but Christmas for me personally has always been a more difficult and thoughtful time of the year, because on 18th December 2005 I lost my sister to breast cancer.  I know a great many of you have also lost a loved one too [...]

2019-12-23T11:00:11+00:00December 12th, 2019|Articles|

Investment Scams

With much of our lives now being conducted online and through Social Media the scope for fraudsters and scammers to target us is an ever-increasing threat. Often, scammers will contact you out of the blue. This can be through, phone call, email, text or social media. They will also [...]

2019-12-23T10:57:59+00:00November 6th, 2019|Articles|

The changing face of payments

Our relationship with paying for things has changed significantly in a relatively short period of time. Here in the UK the Bank of England was established in 1694 and just 23 years later the first form of cheques were introduced. It wasn’t until 1965 that the first cheque guarantee [...]

2019-12-23T10:55:11+00:00September 10th, 2019|Articles|